Payment Solutions
Any payment, Anytime & Anywhere
One easy-to-use platform that connects all your revenue streams – online, in-store, and mobile – to save time, improve reporting, and make payments an engine which drives your operations.
Process Payments
Get Access to Multiple Banking & Processor Partners
- Credit / Debit Card Payments
- ACH / eCheck Payments
- Cryptocurrency Payments
- Cash Management
- Recurring / Subscription Payments
Payments Software
Custom Solutions for Every Industry & Use Case
- Point-of-Sale (POS) Systems
- Invoicing / Billing Software
- Online Shopping Cart
- Virtual Terminal
- Customer Management
Payments Integration
Embed Payments Into Your Applications or Services
- Legacy POS Software & Hardware
- Mobile Wallet Payments
- Accounting Software Integration
- Payment Gateways & Emulators
- REST APIs for PHP, JSON, JS, & more.
Security & Compliance
Fraud Prevention & Risk Management
- User Registration & Onboarding
- Know Your Customer (KYC) Verification
- Tokenization & Token Management
- PCI Scope / Compliance Management
- Semi-Integrated EMV Payments
How payments can do more for you.
Our finance and payments platform helps organizations better realize and reconcile revenue; no matter how many locations, merchant IDs, depository accounts, or payment methods accepted, a unified payments solution helps reduce unnecessary steps, improves the customer experience, and makes reporting easy.
Find out more about how switching your payments to lyfecycle can help simplify your payment processing, reduce your administrative burden and technology costs, and drive more revenue.



Where do we start?
Book A Free Payments Consultation
Get Your Payments Cost Analysis
Design Your Custom Program
Integrate & Implement Your New Payments Solution
Frequently asked questions about payments
Find answers to common questions about payment processing, merchant accounts, and how our all-in-one payments platform brings all your revenue, treasury, and other financial processes into the same, payments-based system to increase visibility, tighten controls, and improve the efficiency of all your capital flows.
Everyone always asks, "what are your payment processing rates?" The only honest answer is, "it depends."
Because the card networks (Visa, MasterCard, Discover, American Express, etc.) set the interchange rates, which make up the vast majority of the cost of accepting card payments, the types of cards you accept, the mix of credit cards versus debit cards, and how you take cards (online, in-person, over the phone) is the only way to even begin to answer that question, and only for card payments.
Our team will evaluate your current payments system and help determine ways to reduce the total cost of taking payments, which could include adding other payment options such as ACH or crypto, capturing additional information about your payers to reduce the risk of fraud or chargebacks, or even changing your payment model to pass on the cost of your payments to customers who use more expensive payment methods by offering a discount to those who pay with less expensive methods.
We generally prefer interchange-plus (also called cost-plus) programs because they are transparent by design; all fees we pay are passed through and we set a standard markup which remains the same despite the costs assessed by the card networks and acquiring banks.
However, we also offer flat rate programs (a set fee no matter the type of card, or where or how it is presented for payment), tiered payment programs (where selected types of cards or methods are 'qualified' at a lower rate, and the rest are 'non-qualified' at a higher rate), and dual pricing (sometimes called cash discount, surcharge, or non-cash adjustment programs) where the costs of accepting cards are passed on to your customers.
Understanding how you accept payments today, why you want to switch to a different provider, and what experience you want to offer your customers and employees will best determine what type of payment program is the best fit for your organization.
By its very nature, our platform is completely agnostic; no matter what industry you are in, where you operate, or how you get paid, our flexible, API-driven platform can connect to thousands of other software systems. Whether you are a B2B company, B2C business, nonprofit, or other type of organization, we will design a custom solution with everything you need and nothing you don't.
Our team is dedicated to your success, before, during and after implementation; our entire business is designed around growing yours because we get paid when you get paid.
In addition to periodic reviews to ensure your payments technology continues to serve your goals, we also offer premium, 24/7 paid technical support for those partners who require a helpdesk to support their frontline workers.
Regardless of the size of your organization or how much revenue you make, we promise to treat you with respect and be responsive to your needs.
"*" indicates required fields
Payments are only the beginning.
When you have the proper payments program in place, the cost of taking payments becomes irrelevant when compared to the benefits offered by a truly optimized payments platform.
support@lyfecyclex.com
Contact Info
+1 (615) 933-0910